Fix & Flip Funding Checklist
Get approved in 10-14 days by preparing your deal exactly how lenders expect. Download our free checklist to assemble your package before you submit your deal.
- Property & Deal Documents
- Entity & Corporate Documents
- Borrower Financials & Experience
Download the Checklist
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What's Inside the Checklist
Speed is everything in fix and flip investing. The number one reason loans get delayed is missing or incomplete documentation. Here's a preview of what you need:
1. Property & Deal Documents
- Executed Purchase ContractSigned by all parties, including all addendums.
- Detailed Scope of Work (SOW)Line-item budget detailing all planned renovations and costs.
- As-Is and ARV EstimatesYour estimated current value and After Repair Value, ideally with supporting comps.
2. Entity & Corporate Documents
- Articles of Organization / IncorporationFiled with the state.
- Operating AgreementFully executed, showing ownership percentages.
- EIN LetterSS-4 form or CP575 from the IRS.
- Certificate of Good StandingRecent copy from your state.
3. Borrower Financials & Experience
- Track Record / Experience SheetList of properties flipped or rented in the last 36 months (addresses, purchase/sale dates, amounts).
- Proof of Funds (Liquidity)2 most recent months of bank statements showing funds for down payment, closing costs, and reserves.
- Copy of Government IDClear, color copy of driver's license or passport for all guarantors.