Fix & Flip Loans
Short-term financing designed for real estate investors purchasing distressed properties to renovate and sell for a profit.
How Fix & Flip Funding Works
A fix and flip loan provides the capital you need to acquire a property and cover the renovation costs. These are asset-based loans, meaning lenders focus heavily on the After Repair Value (ARV) and the viability of the project rather than just your personal credit score.
Purchase & Rehab Covered
Loans typically cover a high percentage of the purchase price and up to 100% of the renovation costs.
Short-Term Focus
Designed for quick turnarounds, usually with terms ranging from 6 to 18 months.
Program Highlights
- Leverage: Up to 90% of Purchase Price (LTC)
- Rehab Funds: Up to 100% of Renovation Costs
- ARV Limit: Typically up to 70-75% of After Repair Value
- Terms: 6 to 18 months, interest-only payments
- Speed: Fast closings to help you win competitive deals
Ready to Talk Strategy?
We help you structure the right capital stack for your fix and flip project.