SBA 7(a) & 504 Loans
Government-backed financing offering the lowest rates and longest repayment terms available.
Explore Your OptionsThe Gold Standard of Business Funding
Small Business Administration (SBA) loans are partially guaranteed by the government, which reduces risk for lenders. This allows you to access capital with highly favorable terms, lower down payments, and extended repayment periods that keep your monthly overhead low.
SBA 7(a) Loans
The most versatile SBA program. Use it for working capital, business acquisitions, refinancing debt, or purchasing equipment.
SBA 504 Loans
Specifically designed for major fixed-asset purchases, such as owner-occupied commercial real estate or heavy machinery.
Program Highlights
- Favorable Rates: Capped interest rates due to government backing
- Long Terms: 10 to 25 year repayment periods
- Down Payments: Often lower than conventional bank loans
- Best For: Real estate purchases, partner buyouts, major expansions
- Process: Requires detailed documentation and longer approval times
Navigate the SBA Process with Us
SBA loans require extensive paperwork. We guide you through the requirements and connect you with the right SBA-approved lenders.